Terms of Service
Terms of Service
Last Updated: September 2025
These applications provide reference information only. They are NOT legal advice, insurance advice, or professional recommendations. Always consult qualified professionals for your specific situation.
By downloading or using any application developed by Orefish LLC ("we," "our," or "us"), you agree to be bound by these Terms of Service.
Our applications provide reference information about insurance requirements, regulatory compliance, and related topics. This information is compiled from publicly available sources.
OUR APPLICATIONS DO NOT PROVIDE LEGAL, INSURANCE, OR PROFESSIONAL ADVICE. The information provided is for general reference only. No attorney-client, advisor-client, or other professional relationship is created through use of our applications.
THE APPLICATION IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
IN NO EVENT SHALL OREFISH LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE APPLICATION.
OUR MAXIMUM LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THE APPLICATION SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APPLICATION.
All claims must be brought solely against Orefish LLC, not against any individual member, manager, employee, or affiliate. You waive any right to pierce the corporate veil or pursue individual liability.
You agree to indemnify and hold harmless Orefish LLC and its members from any claims arising from your use of the application or reliance on information provided.
Information in our applications may be outdated, incomplete, or incorrect. Laws and regulations change frequently. Always verify information with official sources before making any decisions.
Any disputes shall be resolved through binding arbitration in Florida. You waive any right to jury trial or class action lawsuits.
These Terms shall be governed by Florida law, without regard to conflict of law provisions.
If any provision of these Terms is found unenforceable, the remaining provisions shall continue in full force.
These Terms constitute the entire agreement between you and Orefish LLC regarding use of our applications.
For questions about these Terms, contact us at:
Email: support@orefish.com
Entity: Orefish LLC, a Florida limited liability company